Making A Disney Cruise Line Reservation
Of course, you can call Disney Cruise Line directly for your reservations, but we recommend Dreams Unlimited Travel . Dreams Unlimited Travel has many unique programs for Disney Cruise Line guests. Most importantly, Dreams will constantly check for better rates and specials to lower your vacations overall cost. For example, if you make your reservation now, and in a month, a new promotion becomes available, Dreams Unlimited Travel will work to convert that reservation to the new program . While it cant be guaranteed with every reservation, its not an unusual occurrence when it happens. Also, Dreams will run special promotions regularly. Check the Disney Cruise Line Specials page to see what promotions are currently being offered. For more information on Dreams Unlimited Travel, .
What Should You Look For In A Cruise Insurance Plan
Before comparing cruise insurance plans, lets identify some of the features you should look for when shopping around:
- Generous emergency medical and emergency medical transportation benefits. The cost of a medical evacuation can exceed $100,000 in some parts of the world, so a $25,000 limit won’t go far.1
- A broad range of covered reasons for trip cancellation/interruption. If you cancel for a reason that’s not covered, cruiselines protection plans may give you cruise credits that are worth less than the amount of your trip or nothing at all.
- Robust trip delay coverage. If your flight into Miami is delayed and you miss your cruise ship’s sailing, it may cost you quite a lot to catch up with the ship at its next port of call.
Supplier default coverage. If your cruise line or tour operator goes out of business, you need to make sure you’ll recoup your travel investment.
How Much Is Disney Travel Insurance
While Disney doesnt outright state its prices, a NerdWallet analysis of several travel packages found that it costs a flat rate of $82.50 per adult and $6 per child.
Flat-rate travel insurance can be good for ultra-expensive trips, but a bad deal for budget trips.
Take a seven-night stay during the week of Christmas 2022 for a family of four at Disneys opulent Grand Floridian Resort & Spa. Book it alongside six-day theme park tickets with all the add-ons like water park admission and youd pay about $12,000. Adding on travel insurance would cost $177, which is 1.4% of your overall cost.
But say you instead planned a trip at the end of September when the kids are back at school. Two adults could stay at Disney’s All-Star Movies Resort with basic, two-day tickets for just $850. Adding Disneys insurance would increase your package cost to over $1,000, which is an overall price increase of nearly 20%.
Travel insurance that nets out to just 1.4% of your overall trip cost is a deal, but 20% is far from it. After all, most travel insurance costs between 4% to 8% of the total trip, according to the U.S. Travel Insurance Association.
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What Is A Disney Cruise Line Future Cruise Credit
During the Coronavirus pandemic, Disney Cruise Line has been forced to cancel sailings with impacted guests being offered a choice of a full refund, or a future cruise credit . In each phase of cancelations, we have been given the following blurb regarding the FCC.
*The Future Cruise Credit is equal to 125% of your original voyage fare and is only valid for sailings departing within 15 months of your original sailing. The FCC is applied per person and is non-transferable, non-refundable and has no cash value. Standard prevailing rates apply and Guests are responsible for any balance due after the FCC has been applied. If you end up not being able to use the FCC, you will be eligible for a refund up to the amount of your original voyage fare. Standard cancellation policies and terms and conditions apply to future sailings. Guests who previously received a FCC are not eligible for an additional Future Cruise Credit.
The good news, in it will keep you from having to wait on hold, FCC can be added to new sailings booked online instead calling the Disney Cruise Line which has traditionally been the procedure. The future cruise credit will be available to apply to your new online booking once you reach the checkout screen. Simply click the button on the checkout screen that says Future Cruise Credit to add it to your booking.
Changes Being Made To The Disney Cruise Line Vacation Protection Plan
by Whitney Littlejohn·May 19, 2022
Beginning May 18, 2022, the Medical and Trip Cancellation/Trip Interruption coverage included with Vacation Protection Plan for Disney Cruise Line will increase from $10,000 to $20,000 per person. With this update, there will also be an increase in the maximum premium a Guest may be charged for VPP.
Image Credit: Disney
The cost of VPP will still be 8% of the Voyage Fare per Guest . The minimum charge per Guest remains the same at $35 however, the maximum a Guest may be charged in premium will now increase from $800 to $1,600 maximum. The maximum per person charge for VPP is based on the Insurance Effective Date .
For more information on the Vacation Protection Plan, please visit Disney Cruise Line > Add-On Option > Disney Cruise Line Vacation Protection Plan on the Disney Travel website.
Note: The maximum cost per person of $1,600 aligns with the maximum coverage limit for the Vacation Protection Plan, which will be $20,000 per person .
For the most up-to-date Disney news, keep it here with MickeyBlog.
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Frequently Asked Questions About Travel Insurance For Your Disney Cruise
If only I had a dollar for every question I get about travel insurance! Well I might just be able to pay for another cruise. A short 3-night cruise in the off season in an inside cabin, but still. Insurance is a mysterious creature. Coverage is hardly ever cut and dry, and there are reasons for that. And its not cheap! Trust me, I understand its painful to pay for something you may or may not ever use. In fact, you are paying for something we hope you never have to use! I cant tell you what to do, but maybe I can help you approach the insurance choice for your Disney cruise from a more informed place. Here are 10 frequently asked questions!
1. Should I Get It? My answer here is an unequivocal yes. Yes yes yes. Ill be honest, the odds are overwhelming that you arent going to need it. But, oh if you do. Ill spare you the full retelling of the story of my healthy mother coming down with pneumonia on a Greek Isles cruise a few years ago. But, needless to say, her insurance bills were over $5,000, and they almost made her stay in a hospital in Athens which could have multiplied that bill by 10. If not more. here are so many other stories of a childs appendix unexpectedly rupturing in Mexico , a teenager breaking an arm in port, stories of people missing the ship because their flight was delayed, etc. etc. etc..
Cancel For Any Reason Coverage
A cancel for any reason policy costs more than regular travel insurance . You can cancel the vacation and receive part of your prepaid, nonrefundable trip costs back . Youre not tied to canceling only because of one of the reasons listed in a policy.
Do you need it? Consider that Disney lets you cancel for a full refund up to 30 days before your reservation. If youre within two to 29 days of the trip, theres a $200 cancellation fee but the rest of your package is refunded. If you cancel one day or less before the trip, then youre on the hook for the full price and wont get a refund.
If you have non-refundable plane tickets, check with the airline. Many have extended rebooking policies due to COVID-19, so you may find you have some leeway.
So if your main concern is only the one-day window before the trip, buying coverage may be a bad bet, unless you have other high-price non-refundable elements of your vacation.
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Disneys Travel Protection Plan Vs Travel Insured
Note: Some of the links below contain an affiliate link, meaning we receive a commission if you decide to make a purchase through it. We would not share this link unless it was a product we used and loved ourselves. If you prefer, however, you can review the information and purchase outside of the link by searching for the company name in your favorite web browser.
Weve talked before about some of the things you should consider before purchasing travel insurance.
And, our first suggestion is always to ask yourself: What is my reason for buying insurance?
Are you worried about your trip being interrupted?
Are you concerned about hurricanes or having your bags lost or maybe you want to be prepared with emergency medical protection?
Figure out what your main concerns are, and then youll want to zero in on a policy that covers your main worries for a price that fits your budget.
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Reasons To Skip Disney Travel Insurance
But most people would be better off skipping Disney insurance. Here are a few reasons why:
Maximum coverage is relatively low: Disneys insurance will pay out a maximum of $25,000 in the event of accidental death and dismemberment, while its common to find coverage of up to $500,000 elsewhere.
Similarly, Disneys policy covers up to $2,000 for lost baggage. That might be insufficient if youve packed a fancy camera. With other insurance policies, coverage of at least $3,000 is common.
And Disneys rental car coverage only reimburses repair costs of up to $25,000. Especially given rising car prices, that might not be enough for serious accidents.
Coverage is limited: Actually getting reimbursed with your Disney travel insurance can be tricky. Covered events are restricted to narrow situations, including injury, a family members death or jury duty. Plus, you must provide proof, like a court order or death certificate. Disneys insurance also wont cover pre-existing conditions.
You dont want to book a Disney hotel: Disneys insurance is only available to travelers staying at one of Disneys own resorts. If youre going to Disney World on the cheap, staying off-property is almost always cheaper. Dont let eligibility to purchase Disney insurance persuade you to book a Disney resort thats outside of your ideal budget.
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Disney Cruise Line Cancellation Policy
Things pop up in life, and sometimes we need to change our travel plans. Thankfully cruise lines have some options to help guests adjust their plans if need be.
Disney Cruise Line offers its guests some flexibility in cancelling cruises and provides some added peace of mind with its Cruise with Confidence program and late payment dates.
The pandemic and return to travel have resulted in numerous policy updates, although sometimes they are buried in the terms and conditions, and not easy to understand.
Here is an overview of Disney Cruise Lines cancellation policy and what it means for cruisers.
Being Sick At Disney World: Travel Medical Insurance
Nothing can crush a Disney World vacation like getting sick. Your own health insurance plan likely covers your medical expenses while on a Disney World trip in Florida. But if your health plan has a high deductible, it might make sense to buy travel medical insurance. Travel medical insurance is also included in comprehensive travel insurance plans.
In that case, its important to buy travel medical coverage thats primary, meaning the travel insurance plan pays first. That way you get the maximum benefit from your travel medical coverage, which can pay for doctor and hospital bills, X-rays, lab work and medicine, up to your plans medical limits.
Even for Disney guests who have traditional health insurance coverage, the medical coverage in a comprehensive travel insurance policy can bring numerous benefits, says Adamski at AIG.
For instance, most travel insurance plans include a 24/7 medical assistance hotline that helps ill or injured travelers locate the most appropriate local facilities or specialists. AIG travel plan hotline teams even work with your primary physician, says Adamski, to coordinate care.
Also, many of our medical expense benefits are primary coverage and there are no deductibles or coinsurance on the travel insurance plans. In the case that the illness or injury requires medical evacuation, AIG Travel may offer an evacuation benefit that is often more robust than that provided by the insureds standard health plan.
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Can I Cancel A Carnival Cruise Without Incurring A Penalty
According to Carnivals site, if you cancel a trip before you make the full vacation payment there will be no charges incurred. However, if you had booked a promotional trip that has a non-refundable policy, there will be charges incurred.
Cancellation charges or penalties will depend on the length of your trip for example,
For cruises that are less than 5 days, you have up to 60 days to make a final payment before departure.
For cruises which are 6-9 days long, you have up to 75 days to make the final payment before departure.
For cruises that are 10 plus days, you will have up to 90 days to make the final payment before departure.
To avoid being penalized, you have to cancel the trip before the given days elapse provided you have not finished paying for your vacation cruise.
There are some promotions on Carnival that have a non-refundable policy such as the early saver, super saver, and pack and go travel packages. The deposits made for these packages are non-refundable after booking.
Once your booking enters into the cancellation penalty period, note that the penalties will increase the more the departure approaches.
Baggage Insurance For Disney World Vacations
Baggage insurance can help pay for lost or stolen luggage and personal items, so you can recoup some of the cost to buy replacement clothes and other necessities for your trip.
Note that baggage insurance compensates you for the depreciated value of your possessions, and often is secondary coverage, meaning that you would first have to file a home insurance claim, depending on the cause of the loss. Also, some items may be excluded from coverage, so be sure to check your policy to see whats eligible for reimbursement.
If your baggage is delayed, baggage loss insurance can pay for necessities you buy to tide you over until your stuff arrives. It pays up to the baggage limits shown in the policy, and usually after a waiting period specified in the policy, such as 12 hours.
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Can You Buy Cruise Trip Protection Insurance To Cancel Trip Due To Hurricane
Most of the travelers plan a cruise vacation during the summer which happens to be the hurricane season. This makes cruising risky as it is exposed to cancellations due to bad weather conditions. Cruise travel insurance offers coverage for Hurricane & adverse weather, where cruisers can reimburse the cost of the trip in case the trip gets cancelled due to extreme weather, a storm at their destination or any delays due to weather.
Travel Insurance For Your Disney Adventure
The Disney Parks are unique destinations that draw millions of people each year from around the world to experience The Happiest Place on Earth. In the United States, there is one Disney theme park located on each coast – Walt Disney World in Orlando, FL and Disneyland in Anaheim, CA. The Disney Cruise Line fleet includes five unique ships which offer both domestic and international cruises. With visitors traveling from all over the world, the investment in a Disney trip is often substantial and worth protecting from unexpected events.
With the uncertainty in travel due to the COVID-19 pandemic, concerned travelers are looking for coverage that offers maximum protection for their trip and flexibility for cancellations.
For many travelers, a comprehensive travel insurance policy may provide the best overall protection. However, like any travel insurance purchase, it depends on your unique travel details and which coverage options are important to you.
For travelers concerned with trip cancellation, Cancel for Any Reason is the coverage option available for new travel insurance policies to cover trip cancellation due to coronavirus fears. This time-sensitive benefit is optional on most plans and has other eligibility requirements, so not all travelers will qualify.
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Luxury Amenities And Service
Continuously ranked high for its impeccable service, Disney Cruise Line has made a name for itself in the hospitality industry. Its four cruise shipsMagic, Wonder, Dream and Fantasyall resemble luxury 1930s ocean liners, and each ships overall decor has rich but subtle Disney touches.
Cruise vacationers, especially adult Disney fans, appreciate Disney Cruise Line for its ability to be upscale without being stuffy. Intentional high quality, friendly customer service seem to be behind everything they do and their itineraries are well-designed to delight even the most difficult to please adults. Adult Disney Cruise highlights include:
- A warm welcome by the entire cast of crew members
- Cushy perks like spacious staterooms that are cleaned twice a day
- Designated waitstaff who are familiar with your itinerary and preferences
- Unique-to-Disney holiday decor
- A full spa with hot tubs, water therapy and various medical spa treatments options