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How Much Is Disney Cruise Insurance

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Is Disney World Required To Report Amusement Ride Accidents To The State Of Florida

How Much Does a Disney Cruise Cost?

Yes. ;Each quarter, Disney World is required to send the;Florida Department of Agriculture and Consumer Services, Bureau of Fair Rides Inspection a;summary of incidents for any accident for which a guest;is taken to a hospital.

This report is called the exempt facilities report, and it is located on the page on the Florida Department of Agriculture and Consumer Services website. ;Each report covers a quarter in a year.

This report may help show that Disney World knew or should have known of any dangerous conditionsbefore your accident.

Activities On Disney Alaska Cruises

There’s always something fun going on onboard a Disney Cruise to Alaska. Take in a Broadway-style performance in the Walt Disney Theatre, hang out with Captain America himself during an autograph session, or sing and dance at a deck party on pirate night or during your sail-away celebration. The Alaska-exclusive Pixar Pals party is a must, hosted in the Grand Atrium and featuring friends and songs from Disney-Pixar favorites like “Toy Story,” “The Incredibles,” “Inside Out,” and “Monsters, Inc.” Another family favorite? The musical extravaganza at sea known as Disney Dreams – An Enchanted Classic.

Adults can rejuvenate with some peace and quiet at the Senses Spa & Salon. Services include hair and beauty treatments, massages, aromatherapy, teeth whitening, and more. Teens can get pampered too at the Chill Spa, a getaway for teens ages 13 to 17. The Disney Wonder boasts a fully-equipped workout facility with stunning ocean views, many group exercise classes, weight machines and cardio equipment. A one-mile walking path surrounds Deck 4, and personal training services are also available to help you work toward your fitness goals.

There are plenty of activities for adults to enjoy on their own, like drinking a pint at Crown & Fin, a British-pub style bar, or taking a dip in the adult-only pool. There are many nightclubs and lounges to visit, from Azure, an ocean-themed dance club, to the 1950s-style Cadillac Lounge, where adults can enjoy live piano and vocalists each night.

Disneys Travel Protection Plan Vs Travel Insured

Note: Some of the links below contain an affiliate link, meaning we receive a commission if you decide to make a purchase through it. We would not share this link unless it was a product we used and loved ourselves. If you prefer, however, you can review the information and purchase outside of the link by searching for the company name in your favorite web browser.

Weve talked before about some of the things you should consider before purchasing travel insurance.

And, our first suggestion is always to ask yourself: What is my reason for buying insurance?

Are you worried about your trip being interrupted?

Are you concerned about hurricanes or having your bags lost or maybe you want to be prepared with emergency medical protection?

Figure out what your main concerns are, and then youll want to zero in on a policy that covers your main worries for a price that fits your budget.

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Why Choose Allianz Global Assistance

With straightforward benefits and simple online claim processing, Allianz Global Assistance is the preferred choice for more than 21 million travelers annually. 84% of customers give us a 5-star rating, according to Trustpilot.

Need affordable travel insurance for your Disney vacation?;

  • OneTrip Cancellation Plus is our most affordable travel insurance plan,;with;3 key protections:;trip cancellation,;trip interruption;and;trip delay;benefits.
  • OneTrip Basic is a favorite of budget-conscious travelers, with up to $10,000 in trip cancellation/interruption and up to $10,000 in emergency medical benefits.
  • OneTrip Prime includes substantial benefits for trip cancellation/interruption, emergency medical and emergency transportation, travel delay and more. Kids 17 and under are covered for free;when traveling with a parent or grandparent.

How To Notify Disney About Your Accident At A Theme Park Hotel Or Somewhere Else

How To Save Money On A Disney Cruise

As soon as you are able to, you should send an email, fax and letter to Disney letting them know that you suffered injuries because of their negligence.

The letter and fax should be simple. ;You may want to send it to also the actual property where you were hurt. ;Ask them to preserve video footage of 12;hours before and 1 hour after your accident.

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You Should Preserve Evidence

This doesnt just apply to Disney claims.; It applies to all personal injury claims.

In a claim against Disney, this evidence may include:

  • Receipts of any purchases made at the property where the accident happened

Receipts and other items may also reveal if you purchased alcohol before your accident.; Likewise, receipts may show if a witness was drinking before the incident as well. ;This may affect the witness credibility.; A drunk witness loses credibility.

Receipts and other documents may also help you remember your activities in the days before and after the incident at Disney which caused your injury.; If you wind up suing, Disneys lawyer may ask you detailed questions about this.

Which Personal Injury Defense Attorneys Does Disney Use In Florida

Disney has used several attorneys and law firms to defend itself in injury claims.

On August 16, 2018, Walt Disney World used the law firm Jon Hernan to defend it.; Here are the allegations according to the Disney guests lawsuit.

Eugene was on an electric conveyance vehicle while inside the monorail in Orlando, Florida.;;A Disney World employee allegedly told Eugene that it was safe to start backing onto the ramp.; Eugene followed his direction.; Eugene backed his ECV onto the ramp.

As Eugene was being directed by the Defendants employee, Eugene felt his ECV;begin to tip backwards, thensuddenlyit flipped violently backwards, slamming Eugenes head;onto the concrete platform and twisting his neck in a way that nature never intended.

Several months after the accident, he had surgery to fix his neck.;;Neck surgery cases can have a high settlement value.; I dont know what type of neck surgery Eugene had.

OK.; Back to Eugenes case.;;Disney has denied that it is liable.; As of January 7, 2018, the case has not settled.; I assume that Disney has a different version of how the accident happened.

Disney also uses the following defense attorneys:

  • Kurt Spengler , Orlando, Florida.
  • John Ward Smith, Edwards, et al., P.A., Maitland, FL. 2011

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Disney Cruise Gratuities Explained


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One of the things which first time cruises tend to get very confused about is how Disney Cruise Gratuities are calculated and charged.

However, the Disney Cruise Gratuity system really isnt that complicated. You can follow our simple guide to Disney cruise tips and gratuities so you will know exactly how it works.

These Disney Cruise Tip amounts are correct and updated in November 2020. They increased in March 2019 after remaining the same for some considerable time.

There are certain Crew Members onboard who rely on tips as their salary. These are mostly your Rotational Dining Room Crew Members. ;Tips are expected for your Server, Assistant Server, and Head Server.

All of these people work extremely hard and we have always found that they are very much deserving of the standard amount of tips that Disney recommends. ;Usually, we leave more than the recommended gratuity amounts as their service is so good. They really are worth it.

Your Cabin Steward is also part of the team who receives the gratuities. They work very hard and rely on your generosity.

How Much Does A Family Cruise Cost

How Much Does a Disney Cruise Cost in 2022? | Real Travel Quote Proposal

Editor’s note – This post was updated May 2018 and has been updated for accuracy and comprehensiveness.

Family cruises are a great value for a family vacation.; If you’re trying to plan a family cruise vacation, cost and budgets are top considerations for most parents.

If you’re new to family cruises, how do you know how they will cost for your family and how much to budget for such a trip?

Cruise prices start at average cost of $79 per person per day. Remember cruise ships charge by the number of passengers sharing the same cabin. This is an AVERAGE price based on four family members sharing an inside cabin on a Carnival ship sailing to the Caribbean.;

Have we got your attention?

When you look at the idea of $2212 for four people to enjoy a week in the Caribbean – room, food, activities, a family cruise is a great bargain! Many folks don’t realize how affordable family cruises can be.

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Travel Insurance For Your Disney Adventure

The Disney Parks are unique destinations that draw millions of people each year from around the world to experience The Happiest Place on Earth. In the United States, there is one Disney theme park located on each coast – Walt Disney World in Orlando, FL and Disneyland in Anaheim, CA. The Disney Cruise Line fleet includes five unique ships which offer both domestic and international cruises. With visitors traveling from all over the world, the investment in a Disney trip is often substantial and worth protecting from unexpected events.

With the uncertainty in travel due to the COVID-19 pandemic, concerned travelers are looking for coverage that offers maximum protection for their trip and flexibility for cancellations.

For many travelers, a comprehensive travel insurance policy may provide the best overall protection. However, like any travel insurance purchase, it depends on your unique travel details and which coverage options are important to you.

For travelers concerned with trip cancellation, Cancel for Any Reason is the coverage option available for new travel insurance policies to cover trip cancellation due to coronavirus fears. This time-sensitive benefit is optional on most plans and has other eligibility requirements, so not all travelers will qualify.

Ways To Save Money On Your Disney Cruise Line Vacation

Beautiful ships, amazing ports of call, world-class service, and kids’ clubs that are second to none are only a few of the reasons that Disney Cruise Line is the most popular cruise line for families.; Like most things in life however, with increased popularity comes increased cost. ;Saving money on a Disney Cruise vacation is challenging, but not impossible. ;If you put in the effort, and have a little bit of luck, you can save some real money. ;Here are 11 tips to help you get started!

1) Book early / Rebook onboard

Something all Disney Cruise Line experts already know is that booking your cruise early is going to get you the best price.; Disney Cruise Line, like all other cruise lines, uses a tiered pricing system. ;The tiered pricing system is pretty simple: as the ship fills up, the price for a cabin goes up.; A balcony stateroom that starts out at $3500 can jump in price to over $5000 on popular sailings.; Disney Cruise Line normally releases their sailings twice a year and when they do, people are up early to book first and get the lowest possible price. ;Rebooking when you are onboard the ship is another way to cut the cost of your next cruise. ;Disney typically offers a 10% discount on future sailings when you rebook onboard. ;They will typically offer a half price deposit on itineraries that are 7 nights or longer. ;Sometimes though, it’s better to leave it to a professional – which brings me to #2.

2) Use a travel agent

3) Disney Chase Visa

4) The Target gift card trick;

Also Check: Is It Safe To Go On Cruise

Explore Disney Cruise Line Ships

Member reviews become available after at least 5 are received in order to provide you with an accurate picture of this travel product.

As can be expected from Disney, the Disney Dream was specially designed with families in mind, combining sleek style and convenient facilities with splashes of magic and cruise-industry firstslike the splashtacular AquaDuck, the very first water coaster at sea.


Member reviews become available after at least 5 are received in order to provide you with an accurate picture of this travel product.

Building on the classic style of her sister ships, the Disney Fantasy is the fourth cruise liner in the Disney Cruise Line fleet. This ship features the same attention to detail that Disney is known for, while introducing new and immersive, one-of-a-kind venues and experiences for everyone in the family.


Member reviews become available after at least 5 are received in order to provide you with an accurate picture of this travel product.

Disney Magic pays homage to the timeless style of the past while embracing the contemporary. Experience Disney’s traditions of extraordinary family entertainment and superb service while you ride the waves.

Ship Rating


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Member reviews become available after at least 5 are received in order to provide you with an accurate picture of this travel product.

Get A Jumpstart On Your Travel Plans And Get A Free Disney Gift Card

Disneys First Cruise Ship Returns to Port Canaveral

Have you heard the news!? Disney vacation packages are currently available through June 2022!; Book your 2022 stay with ME through May of 2021 and Ill throw in a Disney Gift Card!* Plus 1 lucky family will be picked each month to receive a special in-room delivery from Disney Floral & Gifts!; Simply fill out my form below to get your FREE, no obligation quote!;

With new policies and procedures in place for next year, theres never been a better time to work with an Authorized Disney Vacation Planner who can help you navigate through Disney Worlds new way of doing things! Just fill out my form;HERE;to get your FREE, no-obligation quote. Alternatively, feel free to reach out at;or follow along on;

Melissa Roden

As an agent with MickeyTravels and a Blogger with MickeyBlog I enjoy sharing, tips, tricks and advice to help readers and clients get the most out of your time with Disney. When I’m not helping clients plan their perfect holidays or nab those hard-to-get discounts you can find me enjoying a Dole Whip at Disney World with my daughter! Reach out for a FREE, no obligation quote at 1.800.801.4025 or find me on !

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When Can I Add Travel Insurance For My Disney Vacation

Travelers must purchase their travel insurance before it is needed, but generally speaking, sooner is better. For the most coverage options, we recommend you start comparing travel insurance plans soon after making at least one payment towards your trip.

If you need coverage for a pre-existing medical condition or are interested in optional Cancel for Any Reason coverage, you should be aware that both of these have time-sensitive eligibility requirements tied to your initial trip payment . In other words, once youve paid for a part of the trip you have a limited amount of time – typically between 10 to 30 days depending on the plan and provider – to buy a plan to access these benefits.

To identify the best travel insurance plan for your Disney trip, you will want to have a good grasp of your total expected trip cost. This will allow you to get the most accurate quote for the right travel insurance plan. However, you can purchase your policy as soon as you’ve made any non-refundable payment related to the trip and then add other costs on as you book them. It’s as easy as calling our Customer Care team and paying any difference in premium.

Will Disney Travel Insurance Cover Your Injuries From An Accident

Maybe. ;When you booked your vacation package with Walt Disney World, you may have added vacation insurance. ;It is optional and costs extra. AON is the company that sells this insurance. Arch Insurance is the actual insurance company.

Travel insurance covers you and your family for some unexpected events.

Travel insurance may cover your medical expenses. ;Medical expenses include doctor, hospital and/or prescriptions.

If you live in the United States, you can submit a claim for Walt Disney World travel insurance claim with Aon.

However, if Disneys negligence caused your serious injury, I recommend hiring an attorney for your injury case. That same Disney injury lawyer should be willing to help you with your travel insurance claim. I am if you hire me. However, I only represent people who are badly injured due to Disneys carelessness. Of course, if some other person or business caused your injury, I can represent you.

You need to submit the proof of claim within a certain time. ;Youll need your booking number to make the travel insurance claim. The booking number is also known as the reservation number or itinerary number.

The odds are that you will not qualify for the Travel Insurances Accidental Death and Dismemberment. ;To qualify, it requires the loss of life, limb or sight resulting from an injury sustained while on the covered trip.

Read Also: When To Take An Alaskan Cruise

Disney Offered $250k To Settle Guests Alleged Injury

On May 20, 2001, Stuart McClain visited Epcot. On May 6, 2004, he sued Walt Disney World. He alleged he was injured when he stepped from an exhibit where a temporary wheelchair ramp was located. He claimed that Disneys negligence caused his injuries. Walt Disney World responded to this lawsuit by denying allegations. Disney used an outside law firm to defend itself.

Disney contended that McClain was himself negligent. About 1 year after the lawsuit began, Disney made a settlement offer to the plaintiff. Court records dont say the amount of the offer.

Later, about 3 years into the lawsuit, Walt Disney offered $250,000 to settle his lawsuit. Additionally, Disneys offer said that Plaintiff and his attorneys shall agree to keep its Settlement Agreement confidential.

Here is part of the document that Disneys attorney sent to the plaintiffs attorney with the offer.

The guest did not accept the settlement offer. In April 2008, the case went to trial. At trial, the jury found that there was not negligence on the part of Walt Disney World that was a legal cause of injuries to the guest. Basically, Disney won.

Moreover, the court issued an order that the guest shall pay Disneys attorneys fees and costs. Disney Worlds attorneys fees were over $99,000. In addition, Disney spent over $32,800 on costs that it could recover from the Plaintiff.

Disneys senior attorney charged Disney between $150 and $170 per hour. Here is the court document stating this:

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